How much does it cost to join?+
$49 for 1 year; $85 for 2. Not per month, not per calendar year — per full year. Zero other fees.
My license has been inactive for a while — is that a problem?+
Not if your continuing education is current. Check the DBPR website: “Current, Inactive” is fine to activate. “Involuntary Inactive” means missing education or fees need to be resolved first. “Current, Active” is ready to go.
I've got a client I'm ready to refer, what do I do?+
Use the referral form on the Agent Services page, available once you've signed up and logged in.
I've got questions about a potential deal or client, what do I do?+
Reach out through our contact page or call (407) 801-9967.
Do you charge your agents a split?+
Yes, it's 90/10 — you always keep 90% of every closed transaction, no hidden fees. Cross $3,500 in Firelight retained commissions and it upgrades to 95/5.
How soon and how do I get paid my commissions?+
Within one business day after funds clear. Choose ACH (about 3 business days), paper check (about 5 business days), or wire transfer — no fees except possible wire costs.
What if I leave Firelight before a commission I earned is received?+
You still get your full commission once the pending deal closes and the cooperating brokerage remits funds.
What about my MLS access?+
MLS access ends when you join. You can optionally add My State MLS for about $50/month or $420/year, or refer MLS-required deals to a colleague for a referral commission.
How soon will my license be active with Firelight?+
Typically within 2 hours. We do same-day license activation whenever feasible.
If I switch brokerages or cancel my membership, do I get a refund?+
Refunds are available only within 72 hours of signup or renewal. No refunds after license activation, but your membership stays valid through the contract term.
How do I arrange payment for an earned commission from a closed transaction?+
Log into Agent Services and use the “deals about to close” link to arrange payment.
How do I change or cancel my membership?+
Sign into Agent Services and click “Change/Cancel Membership” at the top. Note: annual fees become non-refundable once your license activates.
Can I pay for two years at once?+
A 2-year membership is $85, paid once.
What is / do I need Errors & Omissions (E&O) insurance?+
E&O insurance is included for every Firelight agent, protecting you against paperwork mistakes or missing information.
What does “referral license,” “referral only,” or “referral status” mean?+
These describe internal brokerage restrictions, not a state licensing category. Firelight agents aren't restricted from working directly with clients — go referral-only if you prefer, or take on full transactions.
How much will I save by joining Firelight?+
About $1,700 a year by cutting board dues, MLS fees, and NAR fees — plus no desk or monthly fees.
What if I'm happier with this arrangement than I thought?+
Then you're doing it right.
Is Firelight Realty in any other states besides Florida?+
Not yet — currently available only to Florida license holders. Expansion to other states is under consideration.
What about buying a house for myself — can I still earn a commission?+
100% yes. Negotiate your own commission on a personal purchase, typically 2.5–3.0%, or apply it toward closing costs.
What about selling my own home?+
Three options: sell FSBO, self-represent through My State MLS ($345 if it closes), or use Firelight's full-service representation at a 1.00% fee plus buyer-side compensation. This offer extends to immediate family members too.